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Before you start the search for Your Dream House, you should have a letter of "prequalification"or "preapproval" from a lender. This will give you confidence when writing the contract, and will dispell any uncertainties on the part of the sellers about your ability to get the loan. The following articles are very helpful in preparing for the loan application, and shopping for the right mortgage that suits your individual needs.
Before the Mortgage: Credit Questions and Answers
Money Matters: Finding the Right Mortgage For You!
Understanding the language of real estate: A Glossary of Terms
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